1. Preparing

Welcome to the Alterra Home Loans Learning Center! Join Andrew Turcaz as he simplifies the Home Buying Process.

2. Preapproval

Welcome to the Alterra Home Loans Learning Center! Join Andrew Turcaz in this episode as he explores the "Preapproval." Learn how a preapproval can strengthen your buying power in today's market and gain valuable tips for a successful homebuying journey.

3. Application

Welcome to the Alterra Home Loans Learning Center! Join Andrew Turcaz in this video as he guides you through the application process, shedding light on what you can expect from your Loan Officer and their team during this crucial time.

4. Processing

In this video, join Andrew Turcaz as he covers the processing phase, providing insights into what to expect, including necessary documentation and expectations for the remainder of the process.

5. Underwriting

In this video, join Andrew Turcaz as he walks you through the underwriting process, outlining what is needed from you during the decision-making period of your home loan.

6. Closing

In this video, join Andrew Turcaz as he guides you through what to expect during the closing portion of your loan and shares insights on wrapping up your mortgage in the best way possible.

Government Loans

Welcome to the Alterra Home Loans Learning Center! In this video, Andrew Turcaz explains the different loan products offered by Alterra Home Loans, including FHA, USDA, and VA loans. Discover how you can take advantage of these solutions tailored to your needs.

Conventional Loans

Welcome back to the Alterra Home Loans Learning Center! In this module, Andrew Turcaz will guide you through conventional loans—versatile options that provide flexibility for buyers with solid credit. Discover how conventional loans can benefit you.

Refinance Loans

Welcome back to the Alterra Home Loans Learning Center! In this module, Andrew Turcaz will explore how refinancing can save you mon ey and customize your mortgage. Gain insights into rate and term refinancing, along with cash-out options.

ITIN Loan Program

Welcome back to the Alterra Home Loans Learning Center! Explore our ITIN loan programs in this video, designed for non-US citizens aiming to buy a home in the US. We provide options with down payments as low as 3.5%, making homeownership more accessible. Reach out to our loan officers today to explore your options.

Debt-to-Income Ratio (DTI)

Welcome back to the Alterra Home Loans Learning Center! In today's session, Andrew Turcaz dives into the essential topic of Debt-to-Income Ratio (DTI).

Loan to Value Definition

Welcome to the Alterra Home Loans Learning Center! Join Andrew Turcaz as he simplifies the mortgage closing process, providing expert guidance. Discover the crucial role of Loan-to-Value Ratio (LTV) and how it influences your mortgage journey.

Annual Percentage Rate (APR)

Welcome back to the Alterra Home Loans Learning Center! Join Andrew Turcaz as he explains the Annual Percentage Rate (APR).

Principal

Welcome to the Alterra Home Loans Learning Center! Join Andrew Turcaz as he simplifies mortgage basics, explains the significance of "principal," and shares tips to save on interest. Whether you're a homeowner or a future buyer, this quick guide is a must-watch!

Interest

Welcome to the Alterra Home Loans Learning Center! Join Andrew Turcaz as he breaks down the essence of "Interest." Discover the factors shaping your mortgage rates, from Federal Reserve policies to personal financial dynamics.

Learning Center

Whether you are just starting or well into your wealth-building legacy, you can learn what to expect at every stage of your home-buying and investing experience.

Level 1
Beginner

Learn the Basics

This level is intended for first-time homebuyers and people looking for basic information that almost everyone can expect during their first homebuying experience. All the way from vocabulary to actual process and products, learn the different opportunities that exist and how to prepare for them.

The Process

From start to finish find out all the steps.

Watch Now

Loan Products

The products offered by Alterra.

Watch Now

Mortgage Vocab

A glossary of concepts to understand.

Watch Now

Learn Your Options

This level is intended for homeowners who are looking to leverage their ownership or make a change. If you’re looking for information on refinances or cash-out opportunities as well as how to leverage these options to create more opportunities, start here!

Refinances

Cash-out and Rate & Term.

Watch Now

Renting

How to use your space to create cash-flow.

Watch Now

Taxes

How to leverage your ownership for taxes.

Watch Now

Level 2
Intermediate

Want to talk to a
‍Loan Officer?

Get in touch with one of our experienced loan originators today to find out the options that are available to you!

Contact Now

Level 3
Advanced

Coming Soon!

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1. Preparing

2. Preapproval

3. Application

4. Processing

5. Underwriting

6. Closing

Government Loans

Conventional Loans

Refinance Loans

ITIN Loan Program

Debt-to-Income Ratio (DTI)

Welcome back to the Alterra Home Loans Learning Center! In today's session, Andrew Turcaz dives into the essential topic of Debt-to-Income Ratio (DTI).

Loan to Value Definition

Welcome to the Alterra Home Loans Learning Center! Join Andrew Turcaz as he simplifies the mortgage closing process, providing expert guidance. Discover the crucial role of Loan-to-Value Ratio (LTV) and how it influences your mortgage journey.

Annual Percentage Rate (APR)

Welcome back to the Alterra Home Loans Learning Center! Join Andrew Turcaz as he explains the Annual Percentage Rate (APR).

Principal

Welcome to the Alterra Home Loans Learning Center! Join Andrew Turcaz as he simplifies mortgage basics, explains the significance of "principal," and shares tips to save on interest. Whether you're a homeowner or a future buyer, this quick guide is a must-watch!

Interest

Welcome to the Alterra Home Loans Learning Center! Join Andrew Turcaz as he breaks down the essence of "Interest." Discover the factors shaping your mortgage rates, from Federal Reserve policies to personal financial dynamics.

Rate and Term Refinance

Cash-out Refinance

The financials of Renting

Preparing your home for Renters

The Pros and Cons of Renting

Power of Depreciation

Learning Center

Whether you are just starting or well into your wealth-building legacy, you can learn what to expect at every stage of your home-buying and investing experience.

Level 1Beginner

Learn the Basics

The Process

From start to finish find out all the steps.

Loan Products

The products offered by Alterra.

Mortgage Vocab

A glossary of concepts to understand.

Learn Your Options

Refinances

Cash-out and Rate & Term.

Renting

How to use your space to create cash-flow.

Taxes

How to leverage your ownership for taxes.

Level 2Intermediate

Want to talk to a‍Loan Officer?

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More content coming soon!

Level 3Advanced

Coming Soon!

Cash Flow

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HELOCs

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Advanced Taxes

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6111 S. Buffalo Drive, Suite 240,Las Vegas, NV 89113

Level 1
Beginner

Level 2
Intermediate

Want to talk to a
‍Loan Officer?

Level 3
Advanced

6111 S. Buffalo Drive, Suite 240,
Las Vegas, NV 89113